Insufficient Material Rule Question

I've been playing chess for a lot of years, so I never thought I would ever have a question concerning the rules of chess again.

I recently lost a game where my time ran out. I had only two pawns left, and my opponent only a knight. I was 100 % sure this would be a draw, because I know that a king and a knight are considered insufficient material to mate, but much to my surprise, it was declared a loss. Can someone explain why? I googled it for quite some time, but couldn't find an answer. Thanks.

I think you read it wrong, I was the player with the 2 pawns, my opponent had zero pawns and only a knight.

I think it should be a draw on chess.com, but not according to FIDE rules. your pawns could potentially box your own king in, so king + knight can mate.

Can you post a link to the game @ChessHands86

@7

A knight can checkmate against any pawn. The pawn can underpromote to either a bishop or a knight or a rook and then box in its own king to get checkmated.

'6.9 Except where one of Articles 5.1.1, 5.1.2, 5.2.1, 5.2.2, 5.2.3 applies, if a player does not complete the prescribed number of moves in the allotted time, the game is lost by that player. However, the game is drawn if the position is such that the opponent cannot checkmate the player’s king by any possible series of legal moves.'
Laws of Chess

My understanding is (and I may be mistaken), the rule describes above is a FIDE rule. This site follows the USCF rules which require your opponent to have mating material regardless of any helpmate moves that can be made?

Yk u could get boxed in by your pawns and the knights will checkmate

were the pawns rook pawns?

@9

"if that concrete rule is applies on chess.com"
++ No it is not. Chess.com has implemented it wrong.
On chess.com you can get a draw by letting your time run out even when faced with a forced checkmate.
On chess.com you can win on time in a dead position, where no checkmate is possible by any series of legal moves.

@10

"this site follows the USCF rules" ++ No that is not true. Under USFC you cannot get a draw by letting your time run out if there is a forced checkmate.

I don't see any recent losses by timeout that match that description. Do you have a link to the game

But if you meant an OTB game, played under FIDE regulations, then mate was possible, as explained above, so it's a loss

Exactly, i recently experimented and tried that exat scenario, letting my time run out while my opponent has a forced mate in 1 (with a king and knight for him), and chess.com considers that a draw, meaning it allows white to let his time run out and get a draw, instead of playing any move to get checkmated.